Recent Posts
Why Pension Advice is Essential on Divorce (Leave a comment)
02/2/12 •
If you are going through the divorce process it is essential you and your solicitor seek independent financial advice relating to your pensions (or pension benefits you may receive in the settlement) as early in the process as possible. Here is why: Pensions are extremely complicated, regulations surrounding them have changed many times over the [...]
Why Should I Pay Someone To Manage My Money? (Leave a comment)
23/1/12 •
In my last article I wrote that I prefer to buy funds rather than invest in individual shares and finished with the suggestion that there is a school of thought that believes active fund managers do not provide any value so investors may as well pay lower annual charges and get an average return. So is [...]
Why Buying Shares is Bad for your Wealth (Comments Off)
16/1/12 •
I’ve said before that to get long term returns above the rate of inflation on your money you need to invest in shares (equities) so why am I saying it is bad for your wealth now? This is because I believe buying and holding individual shares is not appropriate for most people. I believe this for the [...]
Do you fall into this group? (Comments Off)
09/1/12 •
How do the following statements relate to you? Only 19% of people believe they are saving enough for their retirement 47% of Brits are not confident that they’ve saved enough to live comfortably when they retire. 14% have never made any pension contributions and a further 31% are not contributing to a pension plan of [...]
